Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Term Sheet Explained: Unlock Business Loans & Discounts FAST Income Growth! #shorts

10 Aug 2026 · 1 min

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Tommy Dobczyk walks through a term sheet offering multiple financing options: $3,000 monthly payments, leases, small-business loans, or SAFE agreements with upfront discounts. He uses an $800 ready-to-go office as a case study and credits collaborators Serey and EBT for turning his ideas into formal documents.

Chapters

The, what I want to do now is I want to put together all these numbers and put together a term sheet that explains how they're going to, how they're going to get into this. If they pay the $3,000 a month, or if they decide to do a long-term lease, how they can get a small business loan or a loan through a SAFE agreement that will allow them to pay upfront to get the discount and compound their income into their business. Also include in that. Scenario, that case study, how that looks, include in there the cost of an $800 office, 8-foot by 20-foot, ready to go and send it. And so, Serey, to answer your question, like I can sit there and verbally vomit because I've got all this knowledge and experience to say big fancy words all the way through. And EBT understands my hillbilly gibberish enough to put it together and come up with something really cool.