Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Unlock Big Property Deals: The Secret to Private Money Lending! #shorts

9 May 2026 · 1 min

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1:04

In this short video, the speaker explains how private money lending deals are organized in a Deal Room for large property purchases. When a buyer needs a substantial down payment (e.g., $600,000), a single private lender rarely provides the full amount while retaining the first‑lien position. To solve this, the Deal Room groups multiple investors—such as six individuals each contributing $100,000—into an LLC, and the LLC holds the first‑lien position on the loan. The speaker also mentions an Excel spreadsheet that accompanies each deal, listing individual properties line‑by‑line with detailed information. Although the spreadsheet could not be uploaded to the chat, it serves as a central reference for the various deals being discussed.

Chapters

Did you see the deals today in the Deal Room? And they have— they— the way they've structured these private money lending deals are pretty cool. So most of the time, let's say, you know, you need— you're buying a big, big property and you need maybe $600,000 down. If you're going to get private money lending, most of the time there's not one that's going to have $600,000 that's going to come to you and be in first lien position. So whoever gets first lien position, all the other people, you know, that sucks. Like nobody wants to not be in first position. So they've opened it up. Well, they'll, they'll just do like, say they take in 6 people with $100,000, then they do the LLC and the LLC holds the first position. Perfect. Right. But what they do is they send over this Excel spreadsheet, which I was not able to upload the Excel spreadsheet into the land, to the deal in chat because they have a spreadsheet and there's different deals on each line and they go through the, there's a whole bunch of information, but each one of these lines I'll make it bigger now. Each one of these lines is a different property. So like, this is a property, this is a property, and they basically have a lot of information on here