Tommy DobczykOpportunity Zone Advisor, OZ Wizard · Director of Development | Certified Opportunity Zone Advisor

Unlock Investor Clarity: A3 Disclosure & Real Estate Debt Explained #shorts

1 Aug 2026 · 1 min

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In this short presentation, Tommy Dobczyk outlines how an A3 disclosure can simplify investor understanding by itemizing major fees—specifically a $50,000 due‑diligence cost and a $100,000 acquisition fee—so investors can clearly see the cost path. He then explains the benefit of vertical diversification, noting that a failure in one vertical does not contaminate the entire fund’s performance. Finally, he describes a real‑estate debt structure where the sponsor writes the loan terms as if it were a bank; investors receive a share of the interest‑only payments generated by that loan, effectively acting as a passive lender.

Chapters

We're going to do a $50,000 due diligence cost, $100,000 acquisition fee, and break all that down within that so that in that A3, we're able to do all that because then it makes it simpler for the investor to know, okay, that's just the path I'm on. And not only that, but if we have a vertical that does go south, the entire fund's not infected by whatever happened on a vertical that failed. So scroll a little bit here. It shows some of the deals here. It shows like a real estate debt structure. Down a little bit. There you go. That's fine. So the real estate debt structure, for example, is where we basically write out the terms as though we're the bank. They're signing a bank loan, and then our investors are getting, are getting a portion of that, of that interest-only payment, if you will.