Paul H. Flowers Jr.Senior Business Consultant, Superior Insurance Advisors, LLC · 2024 Hot 100 honoree. 2026 Health Value Award. Fiduciary process documented. 30 to 40 percent health-plan savings for 100 to 2,000 employee CFOs. 3x number one bestseller.

The One Health Cost Number Most CEOs Have Never Run

11 Jul 2026 · 1 min

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In this brief promotional video, Paul H. Flowers Jr. addresses business owners and CEOs, highlighting a hidden financial metric they often overlook: the true cost of their own health insurance claims if they were to self‑fund them. He points out that while companies meticulously calculate every other expense, the health insurance renewal is typically accepted without scrutiny, allowing carriers to retain the real cost information. Flowers urges viewers to uncover this number by running the calculations on his website, paulflowersjr.com, positioning the exercise as essential for informed financial decision‑making.

Chapters

There's one number most business owners have never run. It's Saturday. The house is quiet, and it's the perfect morning to ask it. "What would we pay if we only paid for our own claims?" "You run every other cost to the dollar. This one you just inherit. Year after year the renewal shows up. You sign it, but you've never seen the math underneath it. Here's the thing, your carrier has. They've always known your real number, Most companies just never ask to see it. So run it. I'm Paul H. Flowers Jr. Run your numbers at paulflowersjr.com.