The Same Surgery, Three Times the Price — Why Most Employers Never Find Out

Two companies, same surgery, same city. One paid 3 times what the other did. The difference was who actually read the bill. Fully insured, you never see that bill. The hospital charges, the carrier pays, marks it up, and folds it into your renewal. A facility fee here, a charge billed twice there. Many hospital bills carry errors, and they almost never tip in your favor. Self-funded employers hold the receipts. They read every claim. They challenge every overcharge. They keep what they do not spend. You are not too small to ask the question. You are just never shown the math. 67% of covered workers are already self-funded. Stop paying a price nobody will explain. I am Paul H. Flowers Jr. Run your numbers at paulflowersjericho.com.