Richard CanfieldPodcast Host and IBC Advisor, Ascendant Financial · Authorized Infinite Banking Practitioner | Author of 4 Books

You Need High Ground Money and Income Flooring #insurance #wealthbuilding

14 Oct 2026 · 0 min

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You need a safety net before taking investment risks. One strategy: contribute $200,000 yearly for ten years into whole-life insurance and annuities to create a guaranteed $17,000 monthly income stream you can't outlive.

I want you to take risk in your 401. I want you to take risk in your business. I want you to take risk with your other assets. You need some high ground money. You need some income flooring to take place. You can, during the proposal process, say if you contribute $200,000 a year for the 10 years into this plan, you're guaranteed this growth rate in whole life. You're guaranteed this growth rate with annuities. I can get you $17,000 a month in perpetuity.
You'll never outlive it.