Sally Curtis explains why money habits formed by age seven matter. She shares how a 16-year-old built a five-figure stock portfolio by 18, and notes that only 5% of people retire with enough assets. Her focus is teaching kids early investment and financial literacy to change that outcome.
Chapters
financial literacy at school. And my kids are in their 20s now. They're using my system and moving forward, which is great. But I know that kids at school are still not getting taught this stuff.
Yeah.
So when I work with people, I encourage them, if they've got kids, to share at a minimum the money management process that I teach so that they can start to form good money habits. And interestingly, when I was writing a chapter for a book last year, I think it was early last year, I was doing some research and discovered that children by the age of 7 have already developed money habits. So it's never too early to start teaching them that, you know, the value— When she was 16, her parents brought her into the program. She's got a 5-figure stock portfolio at the age of just turned 18, and her goals are to have certain things by her 23rd birthday.
Yeah.
And by that stage, she will be well and truly on her way. And, and so that generational aspect is trying— well, my goal and why I'm so focused on generational change is the statistic that 5% of the population will retire with enough money or assets to support their lifestyle, which means 95% won't. And I want to change that statistic. Financial.
