Two people with bad credit describe how hard it is to fix scores and find trustworthy repair services. They sketch a startup idea: buy a strong domain, spend $10-20k on branding, build a tool with dispute templates and score simulators, then charge consumers or take referral fees from repair partners.
Up until recently, I had a very low credit score because I didn't use too much credit. And when I wanted to get a mortgage for a house, I couldn't get a mortgage. And I was searching for how do I make my credit better? Like, is there a firm I can hire to just do the work for me? It was impossible and it's incredibly scammy.
Yeah. So I had the same problem. I've started and sold, you know, companies like I should have a good credit score. You know, I'm not sure why banks and companies like Experian, let's just say they're not at the forefront of technology. I think there's tons of people who are asking, how do I fix my credit score? If you can have something that detects the intent, it surfaces is your app. I think you need to have a really good domain like repairmycreditscore.com. There is going to be a bit more of a startup cost here. You might have to spend $10,000, $15,000, $20,000 on a domain. But I think that this is one of the more no-brainer examples where connects to Equifax or Experian. There's this interactive UI with dispute templates, score simulation sliders, next step actions, and then you just either do referral fees or you charge for it.
