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Sean Polley breaks down what $100,000 buys in monthly retirement income. A 65-year-old man gets roughly $685 a month, a woman $642. At 70, those numbers jump to $778 and $711. The average Social Security benefit sits around $2,100 a month.

Sean Polley breaks down what $100,000 buys in monthly retirement income. A 65-year-old man gets roughly $685 a month, a woman $642. At 70, those numbers jump to $778 and $711. The average Social Security benefit sits around $2,100 a month.
Recent 2026 data shows $100,000 can buy about $685 a month for a 65-year-old man, versus $642 for a 65-year-old woman. At age 70, the estimates rise to about $778 for men and $711 for women. In April 2026, the average monthly retirement benefit is about $2,100.