A short conversational YouTube clip (Tanya Hughes) where two speakers encourage parents to prepare a legacy—legal/financial arrangements so children are not left with bills—while discussing whether and how to involve adult children in those conversations. Emphasis is on making life easier for children and leaving a secure home/equity as a final act of care.
Do you ask your kids for permission to do everything? No. Listen, I don't even know I can qualify you. All I'm going to do is get the process started. If you want to get your child on the phone and we want to go through this so they more than welcome to do it. But let's go ahead and get the process started. Here's my number. They can call me. I talk to kids all the time. No big deal, right? I mean, you guys even talk about it, right? That, hey, I need to talk to my kids. I completely understand. I mean, my mom, I want her to talk to me too. Right. The reality of it is I'm not going to tell her. I'm not going to tell her. Yeah. Mom put that in place to make my life easier. I'm not going to tell her that. Right. And I'm a child. Right? I'm not going to tell her that because I don't want her to feel like she has to do something. Right. So this is the last thing that you can leave your children. Right. As a legacy before you were passed away.
Exactly. Well, you take it away because you say, I understand, you know, And I tell people, look, I know exactly what you're saying. Because my mom, she. If she came to me and say, what would you think? What do you think my reaction is going to be?
Mama, don't worry about it. Don't worry about it.
Quit worrying about me while you're here. But here's the reality you raised. Yes, absolutely. And I tell them, look, wouldn't it, you know, you raised your child up and you made life easy for them and you did some things for them. Right. It's like when you walk across that. When you go across the road there, you held their hand to make sure they cross the road. Think about this. This is the last time you're going to have to hold their hand to ensure they're not left with a bill or a burden and they can have that house free and clear and get the equity that you've worked so hard for over the years to build up, then that makes sense.
Yes. And helping them see that they, hey, they're going to have. Someone's going to have to pay this house payment if something happens to you, if they're going to keep, if you're going to keep it, wouldn't it be nice that your kids don't have to take that burden on at the same time?
