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In this short monologue, the speaker recounts their earliest recollection of money, describing a childhood marked by financial scarcity. Their parents worked in real estate, living paycheck‑to‑paycheck, with the father frequently borrowing to meet payroll obligations. The speaker notes a chronic mismatch between income and expenses, and highlights the absence of any formal financial education during their upbringing, shaping their perception of money as a constant struggle.

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