Jerry Taylor explains why a will only matters after you die. A living trust works while you're alive, letting you set rules for your care and finances if you become incapacitated. It saves your family from guessing what you'd want.
So you've finally written your last will and testament, but the fact is that will does you no good whatsoever until you're dead. But a living trust, that's a document for the living as well as the dead, because a trust instantly takes effect the moment you sign it. And a trust is a document that can have a huge impact while you are still alive. A trust can have provisions that will determine how you are cared for if you become mentally or physically incapacitated, and you can include instructions on how you want your money managed during the time that you can't do it yourself. And when you do that, you completely remove the stress from your family of wondering what you would want them to do. Follow me and I'll take care of you.
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