Connie cared for her mother four years, then inherited the home. Medicaid placed a $180,000 lien on it. Federal law lets adult children who provide two years of care keep inherited property if the parent transfers it before applying for Medicaid.
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Connie quit her job, moved in with her mother who needed help, and took care of her for 4 years. Then Mom got worse. She needed more care than Connie could give. Mom went into a nursing home being paid for by Medicaid. Connie continued to live in the home, and 2 years later when Mom died, Connie inherited the home. Then Medicaid put a lien on the home for $180,000. Here's what Connie did not know. There is federal law that she could have used to protect that home. If you are an adult child that provided care that kept your parent out of a nursing home for at least 2 years, your parent can totally transfer that home to you before they apply for Medicaid. No penalties, no estate recovery, and no liens. Connie qualified for that. She just did not know about it. Now you do know about it. Follow me.