If you're getting a windfall from a lottery, settlement, or inheritance, don't start giving money away yet. Talk to two or three financial planners first, pick one you trust, and build a real plan for yourself and your family before you give anything to charity or friends.
If you're about to receive a windfall of cash somehow, you won the lottery, you won a lawsuit, you're getting an inheritance, here's the first thing you should do. Don't give it away. You'd be amazed at how the first thing some people do who've never had a significant amount of money before is to give it away. Not all of it, but small amounts to friends, to family. Stop. The first thing you have to do is find a good financial plan. Go to talk to 2 or 3, find one that you like. Then develop a financial plan for you and your family that is going to provide for you well into the future depending on how much money you receive. Once you have a plan in place, then you can think about giving some away. And if you wanna Venmo me, that's fine.
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