Don't be a jerk

14 Jan 2026 · 1 min

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1:00

In this informal legal‑advice style monologue, the speaker warns homeowners not to be mistreated by their mortgage lenders when they place a home into a revocable trust. He asserts that, under federal law, mortgage companies must accept a home that the borrower has placed in a revocable trust, because the borrower is simultaneously the grantor, trustee, and beneficiary. He critiques lenders who demand proof of residency or other documentation, labeling them as incompetent or malicious. The speaker emphasizes that the lender already has occupancy evidence and therefore has a duty to recognize the trust. He threatens that “Mr. Jerry Law” will intervene if the lender refuses. Finally, he invites viewers to comment the word “free” for additional information.

Chapters

Don't let your mortgage company jerk you around. You created a revocable trust. Your mortgage company by federal law has to let you put that home in your trust. I've got clients that come to me and say, oh, they're telling me that I have to show I'm the beneficiary of the trust. I have to show that I am actually living in the home. That's what you're hearing. That tells me that your mortgage company is either totally inept or they were the kind of kid who got kicks out of shooting the neighbor's dog with a BB gun. If you created a revocable trust, that means you are the grantor of the trust. You are the trustee of the trust., and you are the beneficiary of the trust. That is the very nature of a revocable trust, and your mortgage company has a duty to know that. And you say, oh, well, they're telling me I have to prove I'm living in the home. Your mortgage company has documents where you have claimed that home to be your residence. That is evidence of your occupancy, and they have a duty to know that as well. If they still won't let it go, you tell them Mr. Jerry Law is going to come down there and kick some ass. Now, if you want some information that's really going to help you get through some of the tight spots in life, comment the word free.