
0:19
In this brief informational excerpt, the speaker explains that a homeowner can transfer a mortgaged property into a trust without triggering the lender's due‑on‑sale clause. The claim is grounded in federal law—the Garn‑St Germain Act—which prohibits a bank from demanding immediate repayment solely because the property is placed in a trust. The speaker encourages viewers to verify the statute themselves.










