I don't care if you do have a will.

12 Jun 2026 · 1 min

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In this short video, estate‑planning specialist Jerry Taylor warns that a traditional will does not keep a family out of probate. He explains that when a bank learns the account holder has died, any account held solely in that name—without a designated beneficiary—will be frozen, even if the surviving spouse presents a copy of the will and a death certificate. This freeze can prevent the family from paying the mortgage or covering funeral expenses, because the probate court controls the assets. Taylor asserts that a will is essentially a "ticket to probate" and that there are better estate‑planning methods that allow families to access money within days rather than months. He promotes a free workshop where he will detail these strategies and invites viewers to comment “workshop” to receive a registration link.

Chapters

When the bank finds out you're dead, they're going to freeze your account. I don't care if you do have a will. Spouse is going to walk in with your copy of your will and the death certificate, and the bank's going to look at them and go, "And?" Because if that account is in your name alone with no beneficiary stated, it's frozen. Even though your mortgage is still due and the funeral costs $10,000 and your family can't touch a dollar because probate court is in control at that point. A will does not keep you out of probate. It's a ticket to probate. There is a perfect way to set everything up so that your family has access within days, not months. I'm giving a free workshop next week, and I'll explain all this and how to set it up. Comment the word workshop, and I'll send you a link to register.