If you die without a trust, a judge controls your minor child's inheritance until they turn 18 and get it all at once. Most kids spend it within 18 months. A trust lets you choose who manages the money and when they get it.
Dying without a trust means that a judge will control every dollar that you leave your minor child and then hand it all over to them in a single check the day they turn 18. Until 18, a judge has to approve the budget for the child. A judge has to approve any expenditure outside of that budget. And then at 18, all the money gets dropped on that child in one lump sum. No guidance, no trustee, no obligation to use it wisely. More times than not, it's gone in about 18 months. A child in your life is the life event that makes a trust non-negotiable. The Life Event Kit shows you exactly what needs to be in place so that a judge does not get to make those kind of decisions for your family. Comment the word kit and you'll get it. Go to the link in my bio and you can get the kit.
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