Protect them kids y’all

14 Aug 2025 · 1 min

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0:32

In this brief instructional video, the speaker warns that without proper estate planning, a remarried individual’s children from a previous marriage may be left unprotected if the current spouse inherits everything and then dies or a divorce occurs. The speaker recommends establishing a specific type of trust that names the current spouse as the lifetime beneficiary, allowing the spouse to use the assets during their life, while ensuring that upon the spouse’s death the remaining trust assets automatically pass to the children from the prior marriage. This structure balances the needs of the current spouse with the protection of the children, avoiding the risk of the children being disinherited.

Chapters

If your spouse dies or you divorce and remarry, you have to have a plan to protect your children. Something were to happen to you and you've left everything to your new spouse thinking that they're going to protect your children from your first marriage. That is not a good plan. There is a way to meet the needs of your current spouse and children from a former marriage by creating a certain kind of trust. It allows you to name your current spouse as the lifetime beneficiary of the property in the trust, and when they die, the property and the assets in that trust go directly to your children.