Most of your money won't go through your will. Jointly owned property goes to the co-owner automatically. Retirement accounts and life insurance go to whoever you named as beneficiary. Only what's left gets handled by your will, which is usually the smallest part.
People think their last will and testament controls where their money goes. It doesn't. Not most of it. Your money goes 3 places when you die. Anything you own jointly is going to go to the survivor, the other person, like a bank account, piece of property. If it's your retirement account or your life insurance, those will go to whoever's name you put on there, the beneficiary. Everything else goes through your will or your trust. Most of what you have probably goes in the first 2 categories, which means your will controls the smallest pile. So if you spend all your time making your will and not on checking your beneficiary forms, you plan for the thing. Follow me, I know this stuff.
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