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The Biggest Banks Just Moved Trillions Onto the Blockchain

13 Jun 2026 · 2 min

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In this monologue, the speaker explains that the clearinghouse— the system that validates everyday bank transfers— is being transformed as the largest U.S. banks (JP Morgan, Citibank, Wells Fargo) announce the creation of tokenized deposits. These tokenized versions will represent the trillions of dollars held in traditional checking, savings, and payroll accounts on a blockchain platform. The speaker emphasizes that this shift will affect every individual, regardless of occupation, likening the change to how the internet revolutionized communication. He also notes that the term “crypto” has become a derogatory misnomer, as the technology is now becoming the foundational infrastructure of the global economy.

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So the clearinghouse that confirms every transaction in our current banking system— so for example, if you send your friend $10,000 and it goes to his actual bank account through Zelle, the clearinghouse is the thing that confirms it. They just literally came out with news saying that they're creating tokenized deposits. So the same deposits that you have in your Wells Fargo or your Chase banking account, that deposit— so literally all the money that you ever get, right? So I want you to think about your job, every paycheck you ever got, all of your savings accounts, all of that has now a tokenized version of it launched by the biggest banks in the world— JP Morgan, Citibank, Wells Fargo. We're talking about trillions and trillions of dollars that are now getting a blockchain. You know, I gotta dumb it down sometimes. I say the same thing over and over again, but there has to come to a point where you realize how severe this is. This affects every American. This affects every human on the face of the planet. Listen to what I'm saying. Crypto is such a derogatory term at this point. This is the infrastructure of your entire economic life changing completely to another dimension. I don't care if you're a stay-at-home mother. I don't care if you're a teacher, a firefighter. It does not matter. Your entire economic situation is about to completely completely change and be flipped on its head into a new dimension, the way that the internet changed the way that we communicate, and you still do not know what's going on. That's absurd.