A post-2008 capital-floor exemption was removed exclusively for stablecoins, eliminating the regulatory shield that blocked shadow-banking activities. JPMorgan, Bank of America, Wells Fargo and other major banks are jointly building a stablecoin. Stablecoins settled $33 trillion last year, and the Treasury projects a $3 trillion market by 2030.
So there is a rule that they wrote after the 2008 crash that stopped shadow banking, and it just got deleted for one asset only, and that's stablecoins. In one sentence buried in federal law. And when you see who's building on top of that loophole, you'll understand where the money system is headed. The law is the Genius Act. So if you look at Section 4, it says the Capital 4 created after the crash, which is Section 171 of the Dodd-Frank, quote, shall not apply. That's not my interpretation. It's verbatim on the government's own website and documentation. And banking scholars already have a name for it. It's called Shadow Banking 2.0. You need to watch who's been building it since July. 7 banks that own Zelle, okay? JP Morgan, Bank of America, Wells Fargo, PNC, US Bank, Truist, Capital One are launching one shared stablecoin. JP Morgan's own digital dollar is already live on a public blockchain, by the way, guys. Circle, the company that prints USDC, got its own national bank charter on July 10th, 2 weeks ago. Tether now holds $141 billion in US Treasuries. By its own report, the 17th biggest holder of American debt on Earth, ahead of Germany, a whole country, guys. A crypto company, Stripe, launched its own payments blockchain and Visa helps run it. Western Union is 175 years old and they put their own dollar on Solana. Stablecoins settled $33 trillion last year. And here's a detail that nobody caught. 10 days ago, the brand new Fed Chairman Kevin Warsh told Congress, quote, We do not want to be in the bailout business, full stop. Now put the pieces of the puzzle together. The 2008 capital floor deleted completely for stablecoins. The lender of last resort says you're on your own. The biggest banks of America are building anyways as fast as they possibly can. And you have to ask the question, why are they rushing so fast? And it's because the licensing machine turns on in January. Regulators just missed their own deadline for the final rules. So the real start date is January 18th, 2027, and the total amount of stablecoins still about $308 billion, basically flat since December. Understand what that means. They built the entire highway system before the cars showed up. The Treasury Secretary himself is projecting $3 trillion by 2030. In 2008, the money moved through shadow banks and the public found out at the end after the damage. This time, the rails are going up in broad daylight, and now you know how to read them. The flood has a start date, and you saw it early, and you need to act like it. By the way, I'm getting rich off of this financial wealth transfer with AI trading. I have AIs buy, sell, and automatically research for me. We give it away for $1. Go to the link in my bio and take advantage. We have trading terminals. We have different AI features depending on what you want to do. And honestly, I use it for my own internal strategy, and we just give it to you guys. Go to the link in my bio. Click it. $1.
