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Will XRP Go to $5?

7 Oct 2025 · 1 min

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In this commentary, the speaker discusses the uncertainty surrounding XRP reaching a $5 price target but argues that the approval of a spot exchange‑traded fund (ETF) could significantly boost XRP’s price. They explain how the Bitcoin spot ETF previously removed coins from circulation, increasing scarcity and demand, and suggest a similar effect will occur for altcoins like XRP once a spot ETF is launched. The speaker highlights that a spot ETF would give traditional investors—such as those with 401(k) plans or stock‑market exposure—easy, wallet‑free access to crypto, potentially driving institutional demand. They also claim that XRP enjoys higher public recognition than Ethereum, positioning it as the “banker’s coin,” which may resonate with older, long‑time investors. While acknowledging that the exact price trajectory is unknown, the overall tone is cautiously optimistic that the spot ETF will benefit XRP.

Chapters

So nobody knows if XRP is going to go to $5, but what I will say is that the spot ETF should bring liquidity to any coin. So we've seen it before with Bitcoin's price. If you look at when Bitcoin spot ETF launched, it took a lot of coins off the market, which increased the scarcity and demand for the actual coin itself. So when altcoins get that spot ETF, it's going to be the same. Now they just got delayed. I don't know what date it got delayed to, but what I do know is that this will increase the price of the coin as long as we don't have a lot of sellers. This will get institutional demand. People with 401s, people that invest in the stock market can now access crypto without going through a Web 3.0 wallet, without going through Coinbase and without all that hassle. It's very familiar to them. Of course, XRP specifically is probably the biggest narrative. If you go down the street, there's a good chance that you might find more people that know about XRP than Ethereum. Sounds crazy, but I would bet my money that more people would know about XRP than Ethereum. Yeah. So like when we think about all this institutional demand, when we think about all these big players that are, you know, have money in the stock market and these guys have been investing for 30 years and they're really old and, you know, they don't have time to look into the low liquidity ones like we do. And you say XRP, it's going to ring a bell. And especially with the actual narrative of XRP, which is the fact that they're the banker's coin. They're going to feel more comfortable. I really think it'll do well with the spot ETF. Nobody knows the price though.