Ash ExantusChief Financial Educator, Ash Cash Enterprises · Financial Empowerment Leader | Public Affairs Strategist | Media Executive | Advocate for Economic Equity & Financial Literacy | Champion for Formerly Incarcerated Communities

Ash Cash visits Black Enterprise and gives you 5 Financial Tips

30 Apr 2017 · 2 min

Watch on YouTube

2:06

In this presentation, personal‑finance expert Ash Cash outlines five core components of long‑term financial planning aimed at building generational wealth. He stresses that homeownership and other tangible assets create a foundation that can be passed down through families. He then highlights the importance of investing for retirement to ensure a comfortable later life, and of funding children’s education to enable the next generation to surpass the current one. Cash also discusses community contribution, noting that giving back can involve time, resources, and access, not just money. Finally, he positions life insurance as a “secret weapon” that protects and transfers wealth across generations, safeguarding homes, businesses, and educational opportunities for heirs. Throughout, he frames these points as mindset shifts that empower individuals to manage money more effectively.

Chapters

I am Ash Cash, personal finance expert, motivational speaker, and author. I help people change their mindset so they can manage their money better. When you think about long-term financial planning, owning assets, homeownership is really important because these are the things that build generational wealth. When you think about homeownership, you can pass that down from generation to generation. When you think about assets, it can grow and also be handed down from generation to generation. Investing in retirement and your child's education is really important as you think about long-term financial planning. Retirement, you work hard, you want to be able to, at your older years, live comfortably, live the way that you want to live. And when you think about your children's education, you don't want to bring in children that are not doing better than you, right? So the way that you make them become better and maximize their full potential is by providing them them access to the best education possible. So in order to make sure that your community is thriving, you have to be able to give back. And giving back doesn't always mean giving back with your money. It also could be giving back with your time, with your resources, with access. So another huge component of long-term financial planning is life insurance. Life insurance is the secret weapon that's going to protect your assets, protect your wealth, allows you to transfer From generation to generation. It's not only about where you're gonna be buried, but what about that home? How is your family going to protect the home? How are they gonna protect the, the business? How are they gonna— how are your kids going to go to the schools that you want them to go to? So make sure that as you're thinking about long-term financial planning, that life insurance is a big part of that process.