Three referrals earn your service free.

In this brief segment, Billy Sticker explains a client referral incentive used across roughly 400 offices: any client who successfully refers three active individuals earns their base service at no cost. The program is designed to be easily discontinued if it proves ineffective. While the incentive is widely offered, only a small fraction of participants actually receive the free service—Billy speculates numbers like 100 or even as low as 11 out of the entire network. The structure also enables the sales team to proactively contact clients who are close to the threshold (e.g., those with two referrals) to encourage the final referral. Overall, the program is portrayed as a popular, low‑maintenance way to add value for clients and generate additional referrals.










