Most financial plans ignore what clients actually want. A real plan starts with your values and priorities, then figures out what to do with money. When you get unexpected funds, ask yourself what matters: a bucket-list trip, a business investment, better health, or something else entirely.
Yeah, because most financial plans don't consider what we just talked about. They're just numbers in the future. And if it's devoid of what someone really deems important, it's not really a plan. So even if we found a bunch of money that someone overpaid in tax, it is, do you want some of that to go towards a bucket list? Do you want some of that to go towards another cash flow generating asset? Do you want that to go in the business? Is there a quality of life thing right now I just find some people, if they find the money, maybe they'll do something for their health they wouldn't have done otherwise. And that's a huge payoff. But it has to be us uncovering that, not telling people what to do.
