Brian Ginsler explains how Ginsler Wealth blends equities, fixed income, alternatives, and real estate to smooth returns and reduce volatility. The diversified approach won't capture every S&P 500 surge, but clients rarely complain about missing gains if it means steadier performance.
You work really hard your whole life and you build an asset base and this is what you're going to live off of or you want to pass to your kids or others. It can be unnerving to see that happen. And so we have, what we do is we try to find strategies that have exhibited reasonably nice returns. That that's a not a defined term, but you get what I'm saying. We're looking for strong returns, but with a little bit less of that volatility along the way. So the equities will be volatile. Maybe some of the fixed income we use won't be as volat volatile. Maybe some of the alternatives, maybe some of the real estate. And if you piece it all together, what we're hoping for is a little bit of a smoother return will not keep up with the S and P when it's up 25%. But I have almost no clients that have ever called me up and said, hey, the S p is up 25% and you've done fine. But not that it rarely happens.
