Brittany Dawn FieldsSouth Oregon Creative Solutions · Real Estate Investor

The Morby Method: Creative Real Estate Financing Strategy

Name: The Morby Method: Creative Real Estate Financing Strategy
Uploaded: 2026-01-05T14:08:14+00:00
Duration: 1 min 12 s
Channel: Brittany Dawn Fields
Description: In this solo presentation, Brittany Dawn Fields introduces the Morby Method, a three‑step creative financing framework for real estate acquisitions. The…

5 Jan 2026 · 1 min

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1:12

In this solo presentation, Brittany Dawn Fields introduces the Morby Method, a three‑step creative financing framework for real estate acquisitions. The method begins with a large down payment to attract sellers seeking immediate cash, followed by a seller‑carryback loan covering 20‑40% of the purchase price, and finishes with traditional bank financing for the remaining balance. Fields explains that this structure benefits sellers—who receive a high cash payout and continue earning interest without property management—and buyers—who can secure high‑cap‑rate assets such as multifamily buildings, RV parks, and even single‑family homes with flexible deal terms. The overall narrative positions the Morby Method as a win‑win, especially for transactions where sellers desire a premium price and buyers need creative financing solutions.

Chapters

Hey everyone, it's Brittany Dawn Fields here. Today I want to share with you the Morbie Method, a creative financing strategy that's been a game-changer in my real estate journey. Step 1: Large Down Payment. We kick things off with a significant down payment. This is attractive to sellers who want cash upfront. Step 2: Seller Carryback. The seller carries a portion of the financing, typically 20-40%, acting like a bank for part of the purchase price. This keeps them earning from the property without managing it. Step 3: Bank financing. The rest is covered through traditional bank financing. This leverages the property effectively, even if you need to qualify for a loan. This method is perfect for sellers needing a high purchase price and a large cash payout, common with high cap rate properties like multifamily and RV parks, but can even be used for single-family homes. It's a win-win. Sellers get their price and buyers structure the deal creatively.