Why Insurance Doesn’t Cover Heart Screening

Insurance was designed to manage catastrophes and disease. It was never meant to screen you for stuff. And the Affordable Health Care act, which came out in 2010, 2011, actually called Obamacare. Prior to that, there was no mandate for insurance companies to cover screening tests for cancer mammograms, PSA tests, and they mandated screening tests and some other things as well. Then we started assuming, well, if it's screening, our insurance would pay for it. Nope, not unless Congress specifically identified the disease to screen for. They did not identify screening for cardiovascular disease. They identified screening for cancer. And even that setting, we still miss 75% of cancers with the screening that is paid for. If you let your insurance company dictate your health, you're now thinking they're a health care company and they're not.