This single-page comparison lists chronic-illness / accelerated death-benefit provisions for multiple life insurance products. It records time-based eligibility (e.g., first 24 months versus after waiting periods), payout limits (percentages of face amount or death benefit), ADL-based triggers (commonly "unable to perform 2 of the ADLs"), and explicit dollar caps or maxima for each listed policy.
Questions this document answers
110% of the paid premiums.
Full face amount.
Minimum $1,000; up to 25% per request; requests as often as one time per calendar year; cumulative up to 95% of the policy death benefit or a maximum amount of $150,000.
AMAM Express Term, AMAM Home Certainty Term, and AMAM Term Made Simple (same terms listed).
Offered to issue age 75; after 12 months, inability to perform 2 ADLs permits up to 25% of the face amount annually, up to $1,000,000; term rider can be accelerated and total accelerated amount cannot exceed $1,000,000.