Underwriting Cheat Sheet AMAM Exp term
PDF · 17 Jan 2025
Cheat sheet for AMAM Express Term (ages 18–75) providing agent-facing underwriting guidance and operational details. Includes carrier contact (1-800-736-7311), e-app and payment notes (Docusign: No; APPTICAL handling and number 877-351-1773), telesales and phone-interview hours, and an extensive matrix of ACCEPT/DECLINE rules for medical conditions, disabilities, criminal history, military status, and occupational hazards.
Questions this document answers
1-800-736-7311
No
APPTICAL (877) 351-1773
18–75
Monday–Friday 6:30am–2am EST; Saturday–Sunday 10:00am–10:00pm EST