Company: Fidelity & Guaranty Life Insurance Company (marketing name F&G). This PDF (UW_Guide.pdf) provides comprehensive underwriting guidelines for Fixed Indexed Universal Life insurance products, covering authorized vendors, required examinations and lab testing, exam-free eligibility, ownership and beneficiary rules, juvenile underwriting, financial underwriting guidance, preferred class criteria, medical thresholds (blood pressure, cholesterol, nicotine abstinence), build and juvenile height/weight charts, detailed age-and-face-amount requirement matrices (including product-specific Pathsetter and Everlast tables), foreign national/residency categories with a country risk list (A–E), reinsurance limits, and contact/process details for pre-application risk assessments.
Questions this document answers
Issue Age: 0-60; Issue Face Amount: Through $1,000,000 (note: $300,000 max for non-U.S. citizens; Puerto Rico: age 0-45 and < $150,000).
$1,000,000.
$10,000,000.
$20,000,000.