Coach Raphael Djine argues that poverty is mental programming. He cites stark numbers: 47% of Americans have less than $400 saved, 76% live paycheck-to-paycheck, and 80% of people worldwide fail financially because they've been conditioned for scarcity. He promises a way out.
Chapters
Why? Why people are broke? Why do you think people are broke? Number one answer: people are broke because they were programming to be broke. People are broke. You are broke because you were programmed to stay in that condition. You were never programmed to live a life of abundance. You were programmed to— you were built in a narrow mind. Matter of fact, When you check the statistics in America, in America alone, what we call the middle class in America, 45, 47% of people in America, they don't have $400 in their bank account. I don't know where you are listening to this, you are following this video from. 47% of people in America, the greatest country on earth, have less than $400. So out of almost 350 million now, I think we get close to 400 million have less than $400 in their bank account. Now, not only that, 76% of America live paycheck to paycheck. That means the moment they lose their job, they can be homeless. The moment they lose their job, they can lose their house and lose their car. and lose their marriage and drop back to zero. Matter of fact, the nation with the most homeless on the planet Earth is America. That may shock you. Like, oh no, no, no, don't tell me that, Coach Raf. There's so much money in America. No. I was checking the statistics yesterday about homeowners. Do you know that people own home in Africa more— home and land in Africa more than in America? I'm talking about homeowner. There's more homeowner in Africa than in America. That may shock you. Remember I told you that what make you poor or broke is your mind. And that's what I'm trying to reverse here. Not only that, 50% of America take home less than $30,000, which really, if you have a home and car, average home, $30,000 mean what? You make less than— if 50% of America take home less than $30,000, that mean average American, if they spend $2,000 for their rent and utility, And spend $500 for their car because you must have a car, guess what they have left? The money is gone. You pay the rent, you pay the car note, you may not even have $200 to eat. That's what represents less than $30,000. Mindset. Mindset, mindset, the focus. The bottom line is that we have almost 80% of people that actually fail. 80% of people fail all over the world, in Africa, America, all over the world. Why? Because the way they was programmed, therefore they are broke. They are broke. I talk about homeownership. In America today, the homeownership is 20%. So only 20% in the greatest wealthy country on the planet Earth, 20% of the people own a home. Wow. Wow. I just want you to see the big picture, and I'm using America because it was one of the greatest nations. Everybody wants to go to America and fulfill their dream and all that. So if I'm taking the higher, higher, higher nation, the one that's supposed to be leading, and use as illustration, it doesn't matter where you are, you can relate with it. And I'll show you the way out. I'll show you the way out. Now, student loan, of course, you know, in America we have doctor and lawyer and all that. 33% of America actually owns student loan. They finish their education, go for another 30 years to pay for the student loan, get to the age of 65, and they still pay for the student loan. Doctor, ended with a little over half a million dollars in student loan. Simple, you know, if you go to college for 4 years, you probably end with $200,000. Interest is compounded all the time, all the time. Every month the interest on your loan is, a lot is maybe more than $1,000. And you are making maybe $45,000 a year. How could you ever pay that off? So people are literally growing up in debt. Most people, at the age, maybe when they was 6 or 7, they was more richer than when they turned 24. You turn 24, after you're done with college, you're actually in debt. Half a million dollars in debt. I'm not talking about medical bills and all that. How do you get out of debt? And Grant said something. He said, all America work 4 months to pay tax, and then the rest of the year, they work for themselves. Now, if you don't live in America, you may not understand this. 65% of children in America actually live on the government. So the government is like a mom. Mom. for 65% of American child. That means 65% of the population that emerged within America actually have been fed and taken care of by the government. Include refugee. Most people don't pay for the hospital bill when they give birth because they're on Medicaid, they're on different government program. 65% of the population. We are talking about why people are broke. Now, what caused all this thing? What caused all this thing where people, you know, people are just, you know, what caused all this when people fall under, under? Why do we have 80%? 80% of people. That on the poverty level, 80% of people in America are living below the average poverty level. Why? Okay, I want to answer that. Why people are broke?
