Danyls NgongangSenior Software Developer, Convit GmbH · Student at RWTH Aachen University And Passionate of BasketBall 🏀

Merci pour la confiance Légende - Koffi Olomide

18 Dec 2023 · 7 min

Watch on YouTube

6:34

In this YouTube video, Congolese singer Koffi Olomide, accompanied by a second speaker, tours a residential property, enthusiastically commenting on the kitchen, bedrooms, bathroom, and overall layout while repeatedly expressing amazement. The dialogue then shifts to a detailed explanation of the property's financing terms: a $5,000 monthly payment covering a 30‑year note, which includes interest, taxes, and a $720 homeowners association (HOA) fee that can be paid monthly or annually. The second speaker instructs Koffi to initial the buyer sections on the contract documents and notes that a copy of the paperwork will be provided. The video blends lively, expressive reactions to the home’s features with a straightforward, instructional discussion of the mortgage and contractual steps.

Chapters

Ouh, ça c'est la cuisine. Cuisine américaine. La chambre c'est là-bas. La chambre c'est pas ici. Regarde la hauteur. Ouh là là là là là. Waouh. Oh là là là là là là! Oh là là!
C'est pas la Bolésie là?
Ouh là là! Dieu est grand, quelle chance! Quelle chance! Avec sa salle de bain. Voilà, une salle de bain. Encore une chambre. Magnifique. Là-bas, c'est Dallas, la ville. Regardez le bruit. Regardez le bruit là. On ne nous voit pas américains. Dallas. Waouh.
So this here is the set of financing terms. Okay, this shows you loan amount, the month amount. Uh huh.
Each month four. Yes. Three four. Yes. Okay. Good. Five four. No, 5, 4.
I'm looking at it upside down. 5, 4, 5, 8, 4, and 15. Okay.
Yeah, $5,000 each month.
Each month, yes, sir. Okay. Um, how many, how many years?
It's 30 years.
You can pay off sooner if you would like, but that doesn't mean—
30 years, $5,000 a month?
Uh-huh. It's a 30-year note. When it has your interest, your taxes, all is already included. So this is the amount that includes all of that, even the $720, the HOA fee I told you about. Mm-hmm. That is included in there. Um, if you like, you can take the $720 out and pay that in a lump sum annually as well, but that is the figure that all your costs equal to monthly. Mm-hmm. All right, on each of these pages Where it says buyer, you're going to initial.
Initial.
Uh-huh. And you'll do it on nearly every page.
Yeah.
Mm-hmm. I'll make you a copy of this too.
And then the same, the same.
Uh-huh. Let's just have your contact info, your phone number, email.