In this segment Coach Raphael Djine delivers his seventh rule for financial success: cash in hand is "garbage" unless it is immediately turned into a "money machine" – a system that continuously generates income. He argues that hoarding money, whether a few hundred dollars or millions, leads to loss, fear, and even health issues, because cash does not appreciate on its own. Djine defines a money machine as any repeatable, scalable business or service that pulls money toward the owner, citing concrete examples such as dollar stores, restaurants, trucking and shipping firms, dropshipping, online shops, coaching services, and product development. He stresses that without such income‑generating assets, money will be taken by banks or more savvy entrepreneurs. The coach also critiques the common reluctance to invest in training, pointing out that many people keep cash under their beds while refusing to spend on education that could help them build these machines. The tone is aggressive, persuasive, and motivational, urging listeners to respect the rule, convert cash into productive assets, and pursue training to master the creation of money machines.
Chapters
All right. Rule number 7. Stay broke. Money is garbage. Stay broke. Money is garbage. You know I like to shock you. Stay broke. Money is garbage. Money in your pocket is garbage. Paper, man. This money, money, money, money. This is garbage. Let me see. I always keep a couple hundred dollars on me just in case if somebody meet me and they want me to give them cash or they want to fight me, I can give them cash so they can let me go. Yeah, I'm trying to keep— yeah, you have to have some money for the thief. You know, there's a bad guy out there, not because they're bad, they want some cash. This thing is garbage. Yeah, this garbage. This mean nothing. You don't need none of this in your— under your bed and blah, blah, blah. Nope. Why? This is garbage. Stay broke. Don't stay with this type of thing. This is not going to make you wealthy. This is if you violate the law. Matter of fact, money come to you. Because you can turn money into the money machine. This thing, if you keep it, you lose it. If you take $10 million and I, I mean, I shove it under my bed, I'll be the— I'll be broke. So, if you have $10 million or if you have $200 like this, I need to build something that can bring me more. And therefore, I'll keep money. When money comes to you, if you don't convert to a money maker, you lose it. That's why I say money, cash, is garbage. You have— I don't care how much cash you have, it's garbage. You don't have anything if you have cash. Now, you must have what we call money machine. What is a money machine? What are some of the money machines? One of the money machines. What are some of the money machines? Praise God. Dollar store. Dollar store. Yeah. Dollar store is one of the money machines. What else? Christina, what do you think? Restaurant. Restaurant. Papa Dough, money machine. Let's call Papa Doe. Money machine. What? MB Trucking. Money machine. MB Trucking. Man, I love this one. Money machine. Money machine. You have some garbage like this, you convert the garbage, now every time you go in the bank, you can see money sitting there. Go there and see, see money. Another guy have all this garbage sitting with him, but look at what you convert into it. Shipping company to Africa, set up a shipping company, money machine. Maybe you just a young lady, you love hair. Why don't you take the $10,000 you give to the banker, go online and buy hair from China and start selling? Do— or start doing dropship from that. Take the money and create a system, and now you have a money machine. Maybe a small online shop. When you wake up in the morning, you go there and then you find $500. The next day you find $400. Another day, you found $600. Another day, you go back, $300 there. Just like, you know, you have this, every day now you have the chicken, now you are getting egg every morning, every morning, every morning. You use the egg to, you know, to raise your kids, you raise everybody in the family. Money machine, money machine, money machine. Now, you don't have this garbage. You have something that is give you money. Because whatever money you keep, you turn it into garbage. Trash. Money machine. You can name it. You can develop a product. You can develop a service. You can develop a solution. You can acquire wisdom. A lot of people don't want to pay to get training. They have money, they hold on to the money. We say, come to the retreat, come get training, go to the School of 365, come and master the art of coaching. They say, no, no, no, no, I don't have money for that. But he probably have $9,000 that he been keeping under the bed for like 6 months or a year, and he don't know how to— money is not coming to him, money is not coming to him. You are not developing a money machine. Open a restaurant. Develop a product, develop a service, develop a system to solve problem, set up a coaching service, open an advertisement company. Whatever problem men are suffering from, develop a system to solve that problem in a massive way. All right, let me go very, very fast. So, number 7, money is garbage. Money is garbage. If you don't have anything that can generate money, that can give you money all the time, that can pull money to you, you actually violate the role of money. That's why money will leave you. Matter of fact, if you have this garbage and you don't know what to do with it, guess what? The banker will snatch that out of your hand, or a businessman, somebody that knows what to do with it, would take that away from you. Matter of fact, nobody stays with money. Money don't want to stay with you, and if you keep the money longer, the money will hurt you. That's why some people have a heart attack because they have half a million dollars or $100,000 under their bed or at the bank. They are afraid every time. They are afraid. They are afraid because you didn't do what you're supposed to do with money. So very, very, very important. Make sure you respect that rule. Now the rule number 8.
