David SidoniFirst-time home buyer advocate, podcast host, and real estate pro helping renters become owners with real talk and no BS

Mortgage rate relief for first-time home buyers. #firsttimehomebuyer #howtobuyahomeguy

Name: Mortgage rate relief for first-time home buyers. #firsttimehomebuyer #howtobuyahomeguy
Uploaded: 2025-03-23T01:24:03+00:00
Duration: 36 s
Channel: David Sidoni
Description: David Sidoni shows first-time buyers two ways to get below-market mortgage rates in 2025: negotiate seller credits to buy down your rate, or use builder…

23 Mar 2025 · 1 min

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0:36

David Sidoni shows first-time buyers two ways to get below-market mortgage rates in 2025: negotiate seller credits to buy down your rate, or use builder incentives on new homes, which can drop rates to 5.99%, 4.99%, or even 3.99%.

Chapters

Want to know how this guy on Reddit got a 5.99% interest rate? A few ways you can do this in 2025. Here's the best two happening right now. The first way is you have the seller pay for it. If they give you a credit, you can use that money to pay your bank and they'll lower your interest rate. The second way is even more insane. We've seen rates at 4.99% and even 3.99%. These are deals being offered by builders of new homes who are trying to unload their inventory. Partner yourself with a great real estate team and you'll be able to find deals like these. Sucks to buy a home right now, so share this with all your friends. Let's make it easier.