This is a YouTube video titled "How We’ve Changed Home Financing 💥" containing a monologue or presentation from November 22, 2022, explaining a modern approach to home loan financing. The speaker describes how their team works with over 200 lenders to find the best mortgage options for clients, emphasizing personalized service and cost savings. There is only one speaker, and the content focuses on mortgage financing solutions.
The old school way of getting a home loan is you gather up your documents, you go down the road to the local bank or lender, fill out the application, see what they can do for you. But buying a house is a big deal. How do you know that was your best financing? Well, maybe you have to fill out multiple applications at multiple banks and lenders and then compare them all. But what if you had an expert that could do all of that and specialized in that for you? That's what we do. That's different. We have 200 plus different banks or lenders, all with the different specialties. So if it's the perfect 800 credit score, we got all the options available, we go super deep, find you your best interest rate. If it's a little bit more unique, Maybe it's a 500 credit score, no income doc, a bank statement loan or even VA, FHA, zero down payment loans, all of those. There's different sectors. We find the best lenders in those sectors for you because that's what we specialize in all day long. At the end of the day, we save people almost $10,000 over the course of their loan. That's the McGowan mortgage team difference. And the secret sauce is we got out their markup, their high overhead, their sales staff. I'm the loan officer, my team walks you through that process. So we plug in to use their but sell it at a much better price.
