Wanting to Buy #mortgagesdoneright #mortgageloan #mortgage #homebuyer #homeloan

Cost of waiting for your new home is a real thing. Let's say you're waiting to save up a down payment or pay off credit cards or boost your credit score or break a lease, and you need six or 12 months to execute that. Well, if you play out the normal housing market, houses are going up about 5 to 6% year over year, and that's before interest rates drop. It'll go up even quicker once rates do drop. Let's say you have a $300,000 house in mind. Well, at just 5% year over year, that's $315,000 the house will be in a year. So you work really hard for the next year, save up all this money to do these extra things, and then still have to pay $15,000 more for the house. Buy that $300,000 house today and not have to do those things. Get the better deal, refinance it a year if you need to, and enjoy the house along the way. I will say one big takeaway is out of the thousands of customers we've helped, nobody's ever came back and said, man, I wish I would have waited longer to buy a house.