Balancing Delayed Gratification w/ Responsible Spending

All right, there's somebody out there that's a year and a half behind you. They're just coming out of med school and they owe 200 or 300 or $400,000 in student loans. How can they be like you in a year and a half?

So in residency and med school you have this concept of delaying gratification. And with that there's like an implication that you might not be satisfied with your current lifestyle or how you're currently living. That phrase can maybe predispose you to maybe a little bit more of a negative mindset. And just the understanding that life and everything around you can be fun and meaningful without having to spend tons of money is very possible. And it's like a fine balance of treating yourself for working hard and finding meaning and comfort without those treats. There's also the other side. You shouldn't feel guilty for spending what you do, but just being very, very mindful and what things truly bring you value.