#Doctors NEED Disability Coverage

There's four major points that I make the four whys of disability insurance. Number one, the unpredictability of it. I mean, we can't see, predict or control the future. And so I'd say the unpredictability of disabilities is a big number one reason why. The number two why is that it's one of the most likely risks that you'll ever cover. You know, we think it's a no brainer to buy life insurance, but the chance of you dying before you're 65 is remote compared to the roughly 20% of doctors who get disabled during the course of their career. I think the third why is thinking about what you're protecting. It's the largest financial asset you'll ever own, right? Tens of millions of dollars for doctors. And the third thing is who are you protecting? You're not only protecting yourself, but a spouse and children or potential children. I'd say the unpredictable nature of disabilities. It's a 20% likelihood for most doctors that they'll get disabled during their career. Think about what you're protecting in your income and who you're protecting that relies on that income. I think those are four salient points to think through when you're thinking about the importance of di.