Finances Before & After Marriage #doctor #physicianfinance #personalfinance #money

As far as unmarried partners go, as a general rule I recommend you don't combine finances, right? That's incredibly risky to pay off your boyfriend's $300,000 in student loans and then your boyfriend walks out a month later. You know there's no protection that you get from the legal institution of marriage in those sorts of situations. So as a general rule my recommendation is separate finances until you get married. Combine finances once you are. If you want your own money, that's fine. Set up an allowance system, right? You can have each get an equal allowance. You can have them be different, whatever you want to set up. That's what I would recommend you do rather than having separate money and trying to decide who pays what bills from their income. That sort of thing is messy. And plus if you end up having separate investments as well, it's hard to manage it all as one portfolio when you're managing it as two portfolios.