Million Dollar Brownies

A grad school story about a financial plan to stop buying brownies that sparked a passion for personal finance and saved the speaker a significant amount of money.
I think that the best thing to do is to get started. When I was in grad school, actually, I audited a personal finance class. And the instructor told me that in order to audit his class, I would have to create a financial plan, which was a ton of work. And he said that if I didn't do that, I would have to buy mint brownies for the entire class. And as a starving college student, I was not going to fork over that kind of money. I am not going to get going to do brownies for the class. And so I was forced to create this financial plan. And in so doing, it helped me get off the couch, so to say, and to actually get my hands dirty. And then that financial plan created a passion for me to learn more about it and then also to make the calculations and figure out what I would need to do and how I wanted to invest things and how to make sure that my estate was taken care of. And so I personally believe that that financial plan has saved me millions of dollars. And those brownies are million dollar brownies at this point. And I definitely am glad that I chose to write the plan instead of buy the brownies.
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