In this February 3, 2020 video, Toby from Global Integrity Finance addresses mortgage brokers, correspondent lenders, and affiliate brokers who lack sufficient capital to grow their loan books. He explains that Global Integrity Finance is launching a private‑money line of credit ranging from $5 million to $50 million (with the potential to increase) to let brokers fund and process loans under their own brand. Toby outlines the frustrations of relying on third‑party lenders—loss of control, communication gaps, and the risk of borrowers being taken away—and contrasts that with the new offering’s guaranteed approval matrix, direct wire transfers to title companies in the broker’s name, and full control over the loan process. He invites interested parties to call a dedicated number (214‑548‑5190) to receive a playbook, onboarding support, and to set up the line of credit, emphasizing that the broker remains the “bank” and can scale their business without the usual restrictions.
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Hey everybody, this is Toby with Global Integrity Finance. Hey, it's February 3rd, 2020. One of the things I want to talk to each and every broker, correspondent, affiliate broker, whatever title you have, this message is directly for you. If you're brokering your loans out or if your shop is in the process of growing, and you don't have enough capital, Global Integrity Finance wants to be that go-to line of credit for you. So we're launching effective this month a line of credit from as small as $5 million up to $50 million, and this allows you to grow your book of business. You have to understand, Global Integrity Finance started out just exactly like you guys did. We were having a broker, we didn't have capital, and we didn't have all the ins and outs. We didn't have the staff for processing, underwriting, nationwide inspections, nationwide appraisals, and all that. So we relied upon the RCNs of the world, the Lima One, Lending Home, Civic, and the list goes on and on and on. One of the things that was so frustrating and irritating or restrictive was we were at their mercy. We had to send them the files, let them process it through their portal, and the customer service wasn't always the absolute best. One of the things that, that was really hard for me to understand or to accept was that the minute I handed that file off to somebody else, that now became their file, their borrower. And the anxiety of them not handling it the way I wanted it handled through my staff was always a concern. And then there was always those lack of communications because it's having to go from an underwriter to a processor to an AE to me, then to my client, and then reverse that back. Anyway, if you are a broker, if you are not funding your own deals or you're restricted on funding your own deals and you're having to reach out to another source to get funding, you understand 100% the pitfalls that, that you can run into or that you have ran into. Global Integrity Finance is here. To now give you a line of credit, meaning we will let you process your loans. We'll have a guaranteed approval matrix provided to you so that if the file fits this matrix and you provide all the supporting documentation, that loan is good to go. Wire will be sent to the title company in your name. So you now have the freedom to grow your book of business and you don't have to worry about a lender taking that client from you because they'll— that client will never know we existed. It'll be all geared towards your name, your company, you're the bank, you're funding the deals, you're calling the shots. This will allow you to grow your book of business beyond. So give us a call, 214-548-5190. If you're interested in becoming a correspondent affiliate broker to where we now give you, issue you a line of credit anywhere as small as $5 million up to $50 million, and that $50 million can grow. That's going to be a starting point, but that's the premise and the foundation and the baseline that we start with. Give us a call, 214-548-5190. We'll send you our playbook. This will give you all the dos and don'ts, the ins and outs. We'll get you onboarded. And get that line of credit set up so that you can grow your book of business. I look forward to talking to you real soon. Thank you so much.