In this February 8, 2024 video, Toby from Global Integrity Finance introduces the company's 2024 lending program aimed at revitalizing real‑estate financing after the disruptions of 2022‑2023. He outlines the market backdrop—rate hikes, falling valuations, tighter underwriting—and positions the new program as a solution: interest rates in the low‑9% range (potentially below 9% for long‑standing partners), higher loan‑to‑value leverage, and an accelerated underwriting and funding process. Toby urges investors and brokers to capitalize on declining property valuations, likening real‑estate buying to stock trading (buy low, sell high). He emphasizes the firm’s commitment to partner growth, invites listeners to contact subject‑matter experts at 214‑548‑5190 or visit globalintegrityfinance.com, and frames the offering as a chance to rebuild business momentum after the previous year's setbacks.
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Hey everybody, this is Toby with Global Integrity Finance. Hey, it's been a while since I've been on here, but I tell you what, it's February 8th, 2024, and I am so excited about what this year looks like. We've all gone through this tremendous disruption from 2022 rate hikes, 2023 valuations coming down, underwriting tightening their guidelines, lowering their leverage, all this disruption that has prohibited us from really growing our book of business. But 2024 is a whole different year. All that's behind us. We're moving forward. 2024, Global Integrity Finance is launching a better product, a better program to ensure better success, better profitability, lowering our rates, raising our leverage, and streamlining our process and underwriting, meaning we're expediting. You get your stuff in here, we're going to close and fund it immediately. We're talking about lower rates. I'm talking about in the low 9s. And if you are a seasoned veteran that's done a ton of business with us, we can probably get you below 9%. But I'm telling you right here, right now, this is what we're launching. We are running hard with this product and program. We're going to run until the bank runs out of money. But we want to make sure that every one of our clients has an opportunity to grab these properties. These valuations are coming down every day. This is when we want to buy them because we also know in the history of real estate, it's a roller coaster. Today it's low, tomorrow it's high. So let's go buy like a stock. Buy when it's low, sell when it's high. So let's go buy some properties. Valuations coming down. Sellers can't sell. People that were buying for primary residence, rates are too high. They don't qualify anymore. Here's the time. That we capitalize on the opportunity to go build a book of business. Global Integrity Finance wants to be that continued partner with you as we have worked year over year building our book of business, helping you grow your, uh, uh, portfolios. We want to continue that. So we are launching this today, February 8th, 2024. Lower rates, higher leverages, quicker turn times. Call one of our subject matter experts, our consultants. Talk to them about what you have. Let's get you funded. Let's get you growing. Call us. 214-548-5190. Go to our website, globalintegrityfinance.com. I want to help you grow your business. Whatever noise you had last year, whatever disappointments you had last year, let's fix it. Forget about it. Move on. Let's grow. Let's go. So give us a call, 214-548-5190, globalintegrityfinance.com.
