Dr. Toby PotterCEO and Founder, The Unshakable Investor · Real Estate Investor Success Coach

Real Estate Syndication: How to Invest in Loans Online

Name: Real Estate Syndication: How to Invest in Loans Online
Uploaded: 2025-06-12T13:29:33+00:00
Duration: 46 s
Channel: Dr. Toby Potter
Description: In this brief dialogue, two speakers explain the mechanics of an online real‑estate loan syndication platform. A loan, tied to a property and borrower…

12 Jun 2025 · 1 min

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In this brief dialogue, two speakers explain the mechanics of an online real‑estate loan syndication platform. A loan, tied to a property and borrower, is posted to an internet portal where investors can purchase the entire loan or fractional pieces—likened to buying a whole book, a chapter, or even a single page on Amazon. The platform’s minimum investment was around $1,000. Some loans attracted 40‑50 investors, creating logistical challenges that were addressed with a technology‑driven solution. The conversation highlights the ease of online access, the flexibility of fractional ownership, and the operational complexities of managing many small investors.

Let's talk about that real quick so the audience understands. So basically you guys would get a, a loan come in, a property, a borrower and all that. You would post it into a portal and, and investors could, could, could invest into that deal and have it syndicated.
That's exactly right. I used to, I used to tell people it's sort of like Amazon's, Amazon selling books in the early days. Mm-hmm. And what we were doing is putting loans on the internet and you in, you could buy You could buy the entire book, which would be the whole loan if you wanted it. You could buy a chapter or you could even buy a word. A page. A word. Yeah, a page. And yeah, it was, we, our minimum investment was, I'm thinking, I think it was $1,000.
Was it really?
We had some loans that had 40, 50 investors in it. So that was a headache.
How do you manage that?
Yeah, that was a headache. Well, we had a really nice technology-driven platform.
This was back in the '50s.
This was, yeah, the founders started building this thing. It came about after the JOBS Act, Act, which was a piece of legislation that Obama signed into law in 2012. So they were very quick. They knew the implications of, uh, you could wrap a loan up to a million dollars and get people to invest in it, uh, and so without any violations of solicitation, it was perfectly legit SEC