Dave Ramsey says 95% of his listeners don't make a unique monthly budget. The other speaker argues most people have consistent income and should set one budget instead of rewriting it every month.
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I'll guarantee you this. 95% of you listening to me right now do not do a unique written budget every month. Unique to that month. Almost no one does.
I don't know who this video is for, but I'm pretty sure 99% of us get the same amount of money paid every single month. And we're not living in unicorn land where all of a sudden my expenses are massive one month and not the other month. Your budget is your budget. Create a budget once you don't have to rewrite it every single month. That's a waste of your time. You should be spending that time going out and finding ways to make more money ra than trying to penny pinch every single dollar you have.