ALL OF WEALTH BUILDING Explained in 42 Minutes (No BS, No Fluff)

The traditional retirement advice you learn in school is guaranteed to keep you broke. Our school systems teach us nothing about money. Nothing. It's pathetic. Colleges are basically for fun and to prove you can do your chores, but they're not for learning. School failed me. School's failing entrepreneurs every single day. Because it's not built for entrepreneurship. It's built for workers. Relying solely on a basic pension or crossing your fingers for the future completely ignores the power you've got to build massive independent wealth starting today. The idea of having a job and waiting for your 401 to save you, I think you're going to be sadly disappointed. We're told that investing has to be complicated, that you have to be some genius looking at a screen with these numbers like P/E ratios running through it all day. That's not true. So if you really want to make $100,000 and do it relatively quickly, Basically, save 15% of your paycheck and put it into an index in the market. Sometimes it goes up, sometimes it goes down, but over time you generally make 6 to 8%. That compounds. Within 7 years, you'll get to your $100,000. If you don't take complete control of your personal economy right now, you'll hit 65 with nothing to show for your life's work but regret and panic. First thing I would do is pay off all your credit cards because that's costing you 18%. That's what John and Sally should do first. Most don't. You got to get your freaking financial literacy right. You got to get your money, financial mindset right. You have to own assets that make you money while you sleep, that grow while you sleep. Look at the incredible story of Theodore Johnson. He worked for a delivery company and he never made more than $14,000 a year in his entire life. When he retired, he was terrified he wouldn't have enough money. but a friend told him to take 20% of every paycheck and put it into the company stock. He did exactly that. By the time he was in his 90s, that small daily habit grew into a $70 million fortune. He didn't cross his fingers and hope for the best. He forced his money to work for him. Now, you might be watching this and say, Evan, I can't save 20% of my income. I barely have enough money to pay my rent and buy groceries. But that's the exact mindset that keeps people stuck. You don't need to start with 20%, you just need to start. If you wait until you feel rich to start investing, you'll wait forever. It's not about the amount of money that you make, it's about the habit you build with the money that you have. And once you lock in that habit, there are a few specific wealth-building strategies you need to master to actually hit those massive numbers. I'm gonna walk you through exactly what they are right now. If you've been here before, drop a hashtag #believe in the comments below so I can feature you here in a future video. And if you're new, Welcome to Believe Nation, the only channel that helps you believe in yourself daily, one video at a time. Believe. Master your money mindset. You have to understand that getting rich is not about how smart you are. It's entirely about how you behave. The psychology of money dictates that your personal experiences with money make up a tiny fraction of what has happened in the world, but they make up 80% of how you think the world works. So if you grew up poor, you view risk completely differently than someone who grew up rich. But your past does not have to mean that's what your future becomes. I think your purpose comes from your pain. If you struggle with money, that exact pain is the reason you need to master it right now. You need to shift your belief system immediately. Most people look at a millionaire and think about the fast cars and the massive houses. But true wealth is what you don't see. Wealth is the money you did not spend. It's the cars you didn't buy and the watches you didn't wear. True wealth is having the ultimate flexibility to wake up every single morning and do exactly what you want to do. When you realize that money is just a tool to buy back your time, your entire perspective shifts. You stop buying things things to impress people that you don't even like, and instead you start buying assets that will give you your life back. A massive study on millionaires showed that the average millionaire household income is $330,000 a year, but they built their net worth through disciplined, invisible habits over time, not flashy spending. You might think you need a massive salary to become wealthy, but that's actually not true. The highest predictor of your financial success is your savings rate, your investment rate, not your income. You can outearn a bad savings rate for a little while, but eventually your spending habits will catch up to you. If you want to join the wealthy, you have to stop acting like a consumer and start acting like an owner. You have to believe that you are capable of changing your financial destiny. You just need the right blueprint. So you have to look at every single dollar that comes into your bank account as, as a soldier going to war for you. Your job is to send those soldiers out to do battle and bring back more soldiers to you. You have to stop trading all of your time for dollars and start making your dollars work for you. The next step is understanding the invisible force that will actually multiply your money. Build massive momentum with compound interest. So you probably know what compound interest is by now, but you're not actually using it to your advantage. Compound interest is the single most powerful force in finance. It's what happens when the interest you earn on your money starts earning its own interest. Over time, this creates a snowball effect that builds massive wealth. But here's the problem. You're waiting for the perfect time to start. You think you need thousands of dollars to begin investing. That's a massive mistake. You have to expect to suck at the beginning. Your first investments might be small and you might not see massive growth right away, but you have to take action before the doubt stops you. If you wait until you have everything figured out, you will lose your greatest asset, which is time. So let me give you an example. If you invest $10,000 at a 10% annual return, it will double to $20,000 in about 7 years. But if you leave it alone for 30 years, that same $10,000 grows to over $170,000 without you adding a single penny. The math becomes undeniable, but you have to have the discipline to put your money into the market and leave it alone. The biggest mistake you can make is trying to time the market. You can't guess when the stock market will go up or down. Time in the market always beats timing the market. So you need to automate your investing so you don't have to even think about it. Set it up so a portion of your income goes straight into your investment accounts every single month. It builds incredible momentum. You might only be investing $100 a month right now, and that's completely fine. The habit is more important than the amount. Once you build the habit, you will naturally find ways to increase your contributions. You have to stop overthinking and just start putting your money to work today. But before you throw all your cash into the market, you need to make sure that you are doing things in the right order. Follow a strict financial order of operations. So you can't just guess your way to wealth. You need a proven system. A lot of people try to pay off their mortgage, invest in stocks, and save for a vacation all at the exact same time. When you try to do everything at once, you accomplish absolutely nothing. You need to follow a strict financial order of operation. So first, you have to protect yourself. You need an emergency fund. Start with $1,000 to cover minor disasters, but your ultimate goal is to save enough to cover 3 to 6 months of living expenses. If you don't have an emergency fund, any small problem will force you to go into debt. Once your emergency fund is set, you need to secure your employer match on your retirement account. So if your company offers a 401 match that is literally free money. For 2026, the 401 contribution limit increased to $24,500. You don't have to hit that maximum right away, but you absolutely must contribute enough to get the full match. If you walk away from the match, you're leaving millions of dollars on the table over your lifetime. Next, you need to focus on high-interest debt. Credit cards with a 24% interest rate are destroying your financial future, so you have to eliminate them completely. Only after your bad debt is gone should you start maxing out your other retirement accounts like a Roth IRA. The limit for an IRA is now $7,500 a year. You have to follow these steps in order. Do not skip ahead. It requires intense discipline, but it removes all the guesswork. When you know exactly where your next dollar needs to go, you stop feeling stressed and start feeling powerful. You take control of your personal economy. But getting out of debt is often the hardest part. So you need a specific strategy to crush it. Also, if you want to take real action after this video, I made a free worksheet just for you. It covers the top lessons from today, gives you space to write your biggest takeaways, and helps you build a simple action plan. It's 100% free. Just check the link in the description below. I'll see you there. Destroy your debt strategically. You will never be truly wealthy if you are dragging around massive amounts of consumer debt. But not all debt is bad. So you need to understand the difference between good debt and bad debt. Good debt is borrowing money to buy an asset that goes up in value or generates income for you. A mortgage on a rental property or a loan to expand your business can be good debt. Bad debt is borrowing money to buy things and immediately lose value. Credit cards, personal loans for vacations, massive car loans are bad debt. If you're sitting on thousands of dollars of bad debt, you need to destroy it right now. The best way to do this is the debt avalanche method. With the avalanche method, you list all your debts from the highest interest rates to the lowest. You pay the minimum on everything and you throw every extra dollar you have at the debt with the highest interest rate. Once that is paid off, you take all the money and attack the next highest interest rate. Mathematically, the avalanche method saves you the most money and gets you out of debt the fastest. The average American holds over $104,000 in debt, and you can't afford to be average. You have to attack this aggressively. Some people prefer the debt snowball method where you pay off the smallest balances first to get a quick mental win. That's fine if you need the emotional boost, but the avalanche method is how you keep more of your own money. You have to get angry at your debt. You have to hate the fact that your hard-earned money is going to a credit card company instead of your own investment accounts. Once you wipe wipe out that bad debt, you free up massive amounts of cash flow, and then you need to direct all that cash flow into the ultimate passive wealth builder. Buy back your time with index funds. You hear a lot of people fighting over whether you should invest in real estate or the stock market. Real estate is incredible. It provides passive income and tax benefits and appreciation. But real estate is also a second job. You have to deal with tenants and fix broken toilets and manage properties. If you're an entrepreneur trying to build your main business, you probably don't have the time to become a full-time landlord. And so that is why index funds are the ultimate tool for absolute freedom. An index fund is just a basket of stocks that tracks the entire market, like the S&P 500. So when you buy an index fund, you instantly own a tiny piece of the largest 500 companies in America. So you don't have to pick an individual winning stock. You just bet on human progress and the overall economy. Over the long term, the stock market has historically returned around 10% a year. The best The best part is that index funds require zero active management. You literally buy them and forget about them. They have extremely low fees, which is also critical. A tiny difference between a 0.1% fee and a 0.7% fee can cost you thousands of dollars and force you to work years longer than you need to. So you have to avoid the high-fee financial advisors who try to sell you complicated mutual funds. You don't need them. You can manage your own portfolio using low-cost index funds. This strategy gives you back your time. It allows you to focus 100% of your energy on growing your own business and serving your clients. You let the massive corporations of the world go to work for you in the background. But as your wealth grows, the government is going to want a bigger piece of it. So you need a strategy to protect it. Keep your money with smart asset allocation. So you're probably focusing entirely on what investments to buy, but you're completely ignoring where to put them. This is called asset allocation, and it's a strategy that can save you a fortune in taxes. Asset allocation is how you split your money between stocks and bonds. Asset allocation is deciding which specific accounts to hold those investments. You can have taxable brokerage accounts, tax-deferred accounts like a traditional 401, and tax-free accounts like a Roth IRA. Different investments are taxed differently. If you put the wrong investment in the wrong account, you will bleed cash every single year. You want to put highly taxed investments like bonds or real estate investment trusts inside your tax-advantaged retirement accounts. This shields that income from the IRS, and you want to put tax-efficient investments like your standard index funds inside your normal taxable brokerage accounts. This simple shift can drastically increase your spendable wealth over time. So you don't need to be a tax genius to do this. You just need to be intentional. You work incredibly hard to build your business and generate revenue. You can't afford to be lazy with your tax strategy once you start making money. Small adjustments in how you structure your accounts will yield massive results decades from now. The goal is to maximize your after-tax returns so you can have more capital to reinvest. Every dollar you save on taxes is another soldier you can send out to multiply your wealth. So when you combine low-cost index funds with a smart asset allocation strategy, you build a financial fortress that nobody else can tear down. And that fortress is what ultimately allows you to reach the final level of the game. Aim for total financial independence. So you're not building wealth just to have some high score in your bank account. You're building wealth to achieve total freedom. The financial independence, retire early movement known as FIRE is built on a very similar premise. You aggressively save and invest your income until your investments generate enough passive cash flow to cover all your living expenses. At that exact moment, working becomes optional. The FIRE community uses the 4% rule. This rule states that if you invest in a balanced portfolio of index funds, you can safely withdraw 4% of your total portfolio value every year without ever running out of money. So if your yearly living expenses are $40,000, you need a portfolio of $1 million to be financially independent. Once you hit that number, you are completely free. You can choose to keep running your business or you can walk away. But here's the most important part. You do not achieve this level of freedom to just sit on a beach and do nothing, right? You achieve it so you can fully dedicate your life to your purpose. We are all built to serve. You are no longer stressed about paying your rent or keeping your lights on. You can make decisions entirely based on the impact that you want to have on the world. You can give back, you can mentor others, you can build new things that actually matter. Wealth is not the end goal. Wealth is just a vehicle that removes your limitations. You have a massive mission inside of you. You have to get your finances in order so you can unleash that mission on the world without any restrictions. You have the power to change your financial destiny today. So start small, build the habit, and never stop moving forward. Your time is now. You have the exact blueprint to take total control of your life. Every single day you wait is another day you spend working for someone else's dream instead of building your own. You have greatness inside you, but you have to step up and claim it right now. So stop making excuses, start executing the plan, and go make it happen today. And congratulations, you're one video closer to who you're meant to be. Believe. Now let's learn the 10 money rules that will upgrade your net worth. You don't need multiple streams of income to get rich. 3 wonderful businesses, more than you need in this life to do very well. And 3 of those will be better than 100 average businesses. Splitting your focus across 5 different side hustles guarantees that you fail at all of them. Diversification is a protection against ignorance. The key resource you have to deal with is your time and how you spend time. So, you know, I'm always trying to make sure that, that, uh, I'm only doing the things that are important. Well, focusing is, is saying yes, no. Focusing is about saying no. If you refuse to go all in on your one true genius, you'll stay stuck in the same painful place 10 months from now. Bill Gates and Warren Buffett are two of the richest men in history. One night they were at a dinner party together. Someone asked them both to write down the single most important factor for their massive success on a piece of paper. They did not look at what the other person was writing, but when they turned their papers over, they had both written the exact same word: focus. So Mel and I Right after we met, had us, a group of about 20, write down on a sheet of paper one word that they thought accounted for their success. And Bill and I, who may have only met twice, didn't know what the other one was writing down. We both wrote down the same word, which was focus. They did not build their wealth by doing 10 things at once. They picked one thing and poured every ounce of their energy into it. Now, you're probably thinking that focusing on just one thing is way too risky. You want a backup plan, but your backup plan is actually a trap. When you give yourself a Plan B, you almost guarantee that Plan A will fail. Because you don't lack time or resources. You lack the courage to bet on yourself completely. When you finally commit, everything changes. So here are 10 money rules that will force you to focus and skyrocket your net worth. Charge higher prices to fewer people. You think you need thousands of customers paying a tiny amount to get rich. That's completely wrong. Most entrepreneurs are terrified of charging higher prices. You lower your hourly rates because you think it will attract a massive crowd. Instead, you attract people who don't value your time. It is much easier to find 10 customers who will pay you $1,000 than to find 1,000 customers who will pay you $10. If you want to build a half a million dollar business, you need clients who are worth $50,000 a year to you. You don't want to do all the grueling work for clients paying you pennies. You need to upgrade your offers immediately. Harvard Business Review shows that premium pricing actually increases perceived value. Customers respect your service more when they pay significantly more. So if you sell a software product, Don't just charge $20 a month and hope they figure it out. Charge $2,000 a month and personally help the clients win massive victories. You get vastly better results. Your clients get vastly better results. You build a highly profitable business that doesn't run you into the ground. This specific pricing strategy leads directly into how you fund your daily operations. Fund your business with clients, not investors. People think that raising capital from venture capitalists is the ultimate goal. Raising capital is a trap. If you get an investor to give you $50,000, they will take half your your business. You might make $50,000 just by landing 2 high-ticket clients. When you raise money, you buy a boss. You lose your freedom and your control. The Wall Street Journal reported that 3 out of 4 venture-backed startups fail completely. Your clients should fund your growth. When you deliver massive value, they will pay you gladly. You use that exact money to build your website and hire your team. You keep all your equity. You stay the owner of your dream. You don't have to report to a board of directors who only care about fast returns. You get to build the business on your own terms. Keeping your equity matters, but you also have to protect your daily time. Stop overdelivering on low-ticket offers. You are spending way too much time on deals that pay you almost nothing. Now, you might overdeliver and spend 40 hours on a 5-figure deal. You undercut yourself and charge $10,000 instead of $40,000. That burns you out and destroys your profit margins. You bend over backwards for people who demand everything and pay nothing. The Pareto principle proves that 80% of your results come from 20% of your effort. You need to stop doing the work that doesn't scale. Serve your premium clients deeply. Let the low-paying clients go. They complain the most and they pay the least. Free up your schedule so you can focus on high-level strategy. Your time is your most valuable asset. When you stop wasting hours on low-value tasks, you open up space for massive income leaps. And once you control your time, you must control your tracking. Track your money like you track your You can't improve what you don't measure accurately. Most people treat their finances like it's some mystery. You avoid looking at your bank account because you're afraid of what you will see. You have to stop hiding from your own numbers. If your physical goal is to drop your weight to 185 pounds and live completely pain-free, you track your sleep and your resting heart rate and your weight. You might wear your Oura Ring like I do to monitor your daily readiness score. You treat your physical health like a serious data project. You need to demand real numbers. You need to do the same thing with your total net worth. You look at your bank accounts daily. You track your daily spending. The American Psychological Association calls this the measurement effect. Simply tracking a specific behavior automatically changes that behavior for the better. When you track every single dollar, you instantly stop wasting your money on things that don't matter. You gain absolute clarity and total control over your future. Tracking gives you the hard data you need to build a real system that scales. Build a machine, not just a job. Now, most entrepreneurs just buy themselves a terrible job, right? If you stop working, your income stops entirely. That is not a business. That is a cage. You need to build a machine around your work. So look at your daily systems. You have to ask yourself if your business can generate $20,000 a month if you don't show up to work. Harvard Business Review highlights that process-driven companies scale much faster and survive longer than founder-dependent companies. So document your daily steps. Hire people to do the tedious tasks that you hate doing. Step out of the daily grind so you can focus on the bigger vision. Your job is to replace yourself as fast as possible. Start a business development show to get referrals. Cold calling is completely dead. You need a better way to network with wealthy clients. One of the things we teach inside of our Movie Makers program is to start a simple video show. Interview the top 50 people in your specific industry, invite them on your show and tell your story. Nobody asks them for an interview. And when they say yes, that 30-minute conversation turns into a deep relationship. You don't have to be a professional broadcaster. You just have to be curious. LinkedIn data shows that 85% of all job jobs and major deals are filled via networking. So don't ask for a sale, ask for the interview. Bring them massive value first. The referrals flow naturally because you build real trust over time. But building that trust requires you to listen more than you speak. Stop giving free advice until they ask. You want to help absolutely everyone. You see a problem and you immediately try to fix it. Giving advice before someone asks creates instant friction. They don't want what they didn't ask for. You push them away when you try to solve a problem they haven't admitted that they have. You need to ask them probing questions instead. Keep asking questions until they finally ask you what you would do in their situation. Psychology Today notes that unsolicited advice is almost always perceived as harsh criticism. So wait patiently for the clear invitation. When they ask you for your help, they are fully ready to pay for your premium solution. You can only guide the people who are truly ready to be guided. This level of patience, though, requires you to narrow your focus completely. Focus on the first 5 clients, not the next 5,000. You're stressing about how to scale the millions of users. You don't even have your perfect 5 clients yet. Stop worrying about massive growth at the very beginning. If you have a high-level program like we have, Movement Makers, figure out how to make it incredibly fun and life-changing for just 5 people. You have to nail the foundation before you build the skyscraper. Kevin Kelly wrote the famous essay 1,000 True Fans. It proves you don't need millions of followers to build massive wealth. If you change 5 lives completely, those people will bring you the next 50 clients. Focus small so you can eventually grow huge. Treat your early clients like royalty. But this type focus requires the right internal motivation. Keep money in your top 5, but never number 1. If money is your only goal, you will quit when the journey gets hard. Money is a powerful tool. It is the fuel for your car. You absolutely need it, but it can't be your destination. Your main mission has to be bigger than your bank account. You have to have a cause that you would work on even if you are not getting paid. The National Institutes of Health published studies showing that intrinsic motivation motivation sustains long-term effort much better than external rewards like cash. Put money as your number 2 or 3 on your priority list. Let your true purpose be number 1. You will actually make far more money this way because you won't burn out, and your deeper purpose usually ties directly back to the people you love. Put your family's future before your ego. You are making terrible financial decisions based on how you look to strangers on the internet. You need to stop caring about digital likes and start caring about your real legacy. Look closely at your family. Look closely at your husband or wife. They do they don't care about your daily view count. They care about the secure life you are building for them. You need to focus on what actually moves the needle for your household first. Pew Research Center states that family support is the primary driver of long-term life satisfaction and financial stability. So swallow your pride, do the boring work, send the emails, build the true wealth that changes your family tree forever. Move. So you have the exact rules laid out in front of you right now. The only thing missing is your absolute commitment to take action. So stop waiting for the perfect moment and start building your real wealth today. If you only watch one money video, you're going to want to watch this clip. Most financial advice is designed to keep you trapped in the middle class forever. Where are you going to spend your time? Your energy is one of the most important decisions you get to make in life. I went to school and what they pounded in me was the poor person. You got to get a job, you got to get a job, you got to work for money, you got to save money, and you got to invest in the stock market and all this stuff. That's why people are poor. So at 25, I recommitted to my education, but this time I started studying not things that were in books, but people that had actually created wealth. The wealthy don't follow standard budgeting rules. They focus entirely on buying assets that print cash even while they sleep. The poorest people on Earth always are going after this stuff versus cash flow. When you learn as an investor over multiple decades is the only thing that matters is free cash flow. That's it. If I earned $10,000 or $3,000 or whatever extra money, whatever the number is, $1 billion, I would take the entire amount of money, I'd go buy an asset that pays me cash flow, and I would always live off the cash flow, not the cash. If you don't unlearn those old money rules today, you'll guarantee a future full of constant financial stress and zero control over your own time. You have to prioritize your time really carefully. I have been a Warren Buffett fan in the business realm. I've been a Warren Buffett fan since my early 20s. I read the things he writes. Momentum requires you always do the next thing to keep the momentum going. And the reason you get yourself in a passionate place is so that you change your life. And the only thing that changes your life is making a decision. Think about the famous parable of the pipeline. So two men are hired to carry water from a river to the village. The first man works harder, carries more buckets, and makes a decent daily wage. But the second man spends his nights building a pipeline. It takes time, and he makes less money at first, but once the pipeline is finished, water flows automatically. He gets paid while he sleeps, and the bucket carrier loses his job. You have to stop carrying buckets and start start building your pipeline. Now you might be thinking right now, I don't have the time to build a pipeline because you're too busy carrying buckets just to pay the rent. But the truth is that the longer you use that excuse, the heavier those buckets will get until they finally break your back. You don't need thousands of dollars to start building your asset. You just need a plan and a little bit of belief. Here's the exact step-by-step system to stop trading your time for money and finally build your pipeline. Shift your focus from consuming to creating. So when you sit on the couch and watch television, you are putting money directly into someone else's pipeline. The entire financial system is built to make you a consumer. Corporations hire the smartest marketers in the world to keep your eyes glued to their screens so you will spend your money. Banks hire brilliant people to create programs that entice you to borrow their money. You are acting as a consumer, and the consumer is always the person who pays the bill. If you want to change your financial destiny, you must become a creator. You have to create an asset that other people want to consume. So you need to decide what kind of asset to build, and I believe it starts with your own life. I think your purpose comes from your pain. So if you think about the hardest moments in your life, think about the struggles that you fought through, the moments that you wanted to give up on everything, and the problems you eventually You survived them. That's awesome. Now you have the exact blueprint to help someone else who is currently going through that exact same pain. If you struggled with debt and you found the way out, your purpose is to teach others how to escape debt. The blueprint is your first asset. You do not need to be a certified guru. You just need to be one step ahead of the person that you are trying to help. When you package your knowledge into a service or product, you stop consuming it. And you start creating. You move from the side of the equation that spends money to the side of the equation that makes money. And the data proves that this shift dictates your wealth. Tom Corley spent 5 years studying the daily habits of the wealthy and the poor. He found that 67% of self-made millionaires watch less than 1 hour of TV per day. By contrast, 77% of poor individuals watch more than 1 hour of TV every single day. The wealthy use their free time to build their pipeline. Lines. They create assets and package their knowledge. The poor use their free time to escape from their bucket-carrying jobs. You have to stop escaping your life and start building a life you do not want to escape from. The average person spends over 6 hours every day staring at a digital screen. That is over 40 hours a week of mindless consumption. That is an entire full-time job dedicated to watching other people win. You have to protect your free time. You must shift your core identity from someone who just buys things to someone who builds things. And when you that shift, you stop waiting for that weekly paycheck and you start building your automatic cash machine. Stop trading your time for dollars. So you've been taught your entire life from school to work to work hard for a steady paycheck. You trade 40 hours of your life and receive a fixed amount of cash in return, right? The massive problem with this traditional model is that your time is limited. You only have 24 hours in a single day. If you always just strictly trade your time for money, you immediately hit a financial ceiling that you cannot ever break through, no matter how hard you work. The wealthy do not trade their time for money. They trade value for money. They focus their energy on building systems, digital products, or investments that operate independently of their physical time. So you need to detach your income from the hours on the clock. You can look at the story of a friend of the channel, Ali Abdaal. He was a doctor in the UK. Doctors make good money, but they're still carrying buckets. They only get paid when they physically show up to the hospital to treat a patient. Ali realized that as a doctor, he could only help hundreds of patients, but he wanted to reach millions and detach his time from his income. So he started creating YouTube videos about productivity and studying. He built digital courses and systems, and today he's a multimillionaire entrepreneur. He's helped millions of people optimize their lives, and his videos print money for him. While he sleeps. He moved from carrying buckets as a doctor to building a pipeline as a creator. This is how the financial system actually works for the rich. A comprehensive study by the IRS showed that over 70% of millionaires have at least 3 streams of income, and most of those streams are passive or portfolio income, not earned wages from a regular job. So you must start building your streams of income that do not rely on you physically basically punching in a clock, right? If you only have one stream of income and requires your physical presence, you are constantly just one bad day away from being flat broke. If you get sick or you lose your job, the money completely stops. You have to insulate your life against financial disaster by building digital assets that duplicate your human effort. So if you film a great video teaching your best strategy, that single video can be watched by a million people. You did the work one time, but you get paid for it repeatedly for Motto: The success of people who are already winning. So you do not need to figure out how to build a wealth pipeline all by yourself. The biggest mistake you can make right now is trying to invent a new way to make money entirely from scratch. You do not need to be a completely original genius to become rich. The proven path to immense wealth has already been safely carved out by thousands of people, millions of people before you. Success leaves clues. You just need to find the wealthy people who have the exact results you want and study every single thing that they did. But you must copy their rise, not just the result that they're at today. People look at what successful people are doing right now and try to copy that exact same thing. That is dangerous financial advice. You have to look at what their actions and daily habits were like before they made it. So when I was 19, uh, I had a biotech software company. I did not have any clue what I was doing. I was making $300 a month. I was eating canned beans for lunch every day just to survive. I desperately wanted to quit, and I did quit for one day on my partner. I had zero momentum, like it was just nothing was working. Then I decided to stop guessing and start modeling proven success. I looked at Bill Gates because he had a software company, Microsoft. I said exactly how he built Microsoft in his early struggling days. He did not build his empire by doing everything himself. He built it by forming strategic partnerships with hardware companies like IBM, VM. So I took the exact same proven strategy and applied it directly to my little tiny software company, and we made a partnership with an established company that already had paying customers that I needed to survive. And my first deal was $13,500. That single shift, it saved my business. It eventually allowed me to safely sell that business for life-changing profit. You do not have to be born genius to get rich. You just have to be a highly dedicated student of success. According to detailed data from SCORE, entrepreneurs who actively work with a trusted mentor are exactly 5 times more likely to successfully start a profitable business. In addition, exactly 70% of those mentored businesses successfully survived past 5 difficult years. You don't need a physical human mentor sitting next to you in your living room, although that's awesome. You can find amazing mentors in business books, in audios, in YouTube videos like this. That's why I do these videos every day. Find someone who's built the exact cash pipeline you want. Study how they struggled at the start. Study how they overcame their biggest fears. When you carefully model the proven success of the greats, you safely shortcut your own steep learning curve. Build momentum because perfection is a financial trap. The number one excuse you will use to avoid building your asset is that your idea is not completely ready yet, right? You tell yourself that you need to do far more research. You will complain that your website is not flawless. Your digital product that needs one more special feature before you launch it. This is the danger that tells your brain to keep you safe and keep you in your comfortable bubble. Perfectionism is just fear, your fear of being seen. And if you wait for your new asset to be perfect, you will painfully carry those buckets for the rest of your life. You are secretly afraid of what your old high school friends will think. You are afraid of what your parents will say. It's time to let go of that paralyzing fear right now. You have to expect to suck at the very beginning. Expecting to suck, especially at the start, does not mean that you actually suck as a human being. It just means that you do not have yet the necessary skills developed. Yet is the key word. When I started making my early YouTube videos, they were terrible. I was awkward, I was shy. My first one, I have a suit on. It was deeply uncomfortable for me staring at the camera lens. It took me 350 videos, public videos, before I could watch myself back and not be completely embarrassed. Right? 700 videos until I finally watched a video that I genuinely felt a little bit of inspiration by what I was making. When I posted that first video, I left it up for a year, and in that year I got 3 comments, right? From my mom, my older sister, and then some random person saw my video, right? In, in a full year, one new comment. But that random comment, I was thrilled when I saw it. I realized I actually reached a human, like one person. If I had stubbornly waited until until I was perfectly polished from my post, my first video, I would be absolutely nothing today. I would not have the subscribers. I wouldn't be talking with you guys right now. I wouldn't have a business that helps me build and grow and make a real impact. The science clearly shows that waiting for perfection actively harms your personal financial progress. The American Psychological Association published research showing that perfectionism is strongly directly linked to severe daily procrastination, crippling anxiety, and total mental burnout, which means the longer you obsess over making your pipeline flawless, the longer you stay paralyzed in fear. You just need to bravely lay your first pipe today. It might leak, it might be crooked, but you can fix it tomorrow. The only way to win the money game is to start rapidly building momentum before you actually feel ready. You will easily learn far more from your first 10 messy public failures than you will ever learning and reading 100 books on business strategy, to safe. Make service your ultimate financial strategy. There's a massive lie in the modern corporate world that says you have to be greedy and selfish to get rich. The real truth, I think, is the exact opposite. If you blindly chase money, you will eventually run out of energy completely. You're going to burn out. If you— if the only reason you're doing this for money, you will burn out. The free market will instantly see right through your selfish money intentions. Money is simply a natural byproduct of massive value that you deliver to the world. You are fundamentally built to serve. It's what I believe. If you're not happy with your current financial situation, it is simply because you are not actively serving enough people at a high enough level. When you shift your mental focus from asking, how can I make $1 million, to asking, how can you deeply help 1 million people, your entire financial trajectory changes. So money can't be number 1 on your priority list, but it also can't be number 1,000 on your priority list either. Money is absolutely essential. Good luck getting your car to drive without having any money to buy fuel for it, right? Money needs to be in your top 5 priorities. It just can't be number 1. Number 1 has to be the specific mission that you are on. Your brand new pipeline has to be perfectly designed to strictly solve really painful problems for real people who are suffering and struggling. Think about the biggest companies in the world and what they sell. They all got incredibly wealthy by making daily life easier, faster, or better for their customers. When you actively serve at a massive scale, normal people begin to completely they trust you. When they trust you, they gladly hand their money over to you without hesitation. And the business data strongly backs this concept up. A massive detailed study by Deloitte found that purpose-driven companies consistently witness much higher market share gains and grow 3 times faster on average than their direct competitors who only focus strictly on the cold hard profits. When you just make your pipeline about serving others and solving their deeply painful problems, the free market consistently rewards you with massive financial returns. If you feel totally stuck right now, you need to go out of your way to just help one single person today? Confidently teach them the one specific valuable skill you already know. Build your global financial empire on the solid foundation of actively making other people successful. When you make other people rich, healthy, or happy, you automatically become incredibly wealthy in the process. Protect your belief system at all costs. You can easily have the absolute best financial strategy in the world. You can have the perfect pipeline blueprint all mapped out on your wall, but if you do not have the core internal belief to execute the daily plan, you will stay broke forever. The single biggest problem in the world, I think, right now is people do not believe in themselves enough to take a massive personal risk. When you start bravely building your asset, people will immediately tell you that your idea is crazy. Your closest friends will loudly tell you to play it safe. Your family will tell to just keep happily carrying your wooden buckets like a normal, reasonable, responsible person. And if you listen to their doubts, you will instantly adopt their limiting beliefs and you will permanently quit on your dream. So you have to fiercely protect what goes into your ears and into your eyes every single day. Your daily mental environment completely dictates your financial outcome and destiny. I actively make my daily YouTube videos strictly for myself first. I put my own videos on trying to inspire me in the morning. I call it my believe walk. I get outside. Go for a walk and, and listen to a video. I want Warren Buffett in my ear. I want Steve Jobs in my ear. I aggressively listen to their powerful voices every day because I need to borrow their belief until my own belief internally is strong enough to take massive action. You must consciously design a specific protective environment that forces you to constantly level up in your life. Research from the National Science Foundation shows that the typical average person has up to 60,000 separate thoughts per day, and 80% of those thoughts are entirely negative. That's crazy. Your own brain is already heavily fighting against your own future financial success. You can't afford to ever let those negative, small-minded people aggressively pull you down even further. You need to actively choose to consume inspiring content that makes you feel powerful, capable, and ready to completely attack your financial goals. When you can fortify your own mind with that belief, nothing can stop you from finishing your cash pipeline. So we need to heavily guard your internal belief exactly like it's your most valuable financial asset, because it is. The truth about who you are. The only thing keeping you broke is the story you keep telling yourself. And so after this video, now it's time to stop playing small and start demanding the life you deserve. Your wealth pipeline is waiting for you to lay the very first pipe today. Day. So get to work right now and go build your asset. To level up your life using simple billionaire principles, check the video right there next to me. I think you'll love it. Continue to believe, and I'll see you there. You keep telling yourself you just need more time, more money, more luck, but billionaires started with the same fear you have right now. The difference is they acted when everything looked like it would collapse.