Top 5 Ways to Save with Credit Cards | 6 Minutes

Hi, I'm Evan Carmichael. Welcome to another edition of Ask Evan. Today I am reviewing a website, one of my Fiverr gigs. This is from Ben Wong and he runs canipayless.com. So we're going to check it out and see what kind of advice I can give him. So this is the site. Uh, at first glance, uh, I can understand what they're doing here. So credit cards are confusion, we're here to help. So the tools to Maximize rebates, find the cards that fit the lifestyle, compare your cards to the best in the market. It's a nice design, you know, looks professional. I don't know how much this character, uh, ties me to credit cards and in the woods, but, um, that, that might be a little stronger with branding and, and just to help people understand what it is that you do better. But the site design looks nice. The idea here, I guess, is you could put in how much you're spending on different, um, categories, and it recommends tools for you here, uh, different credit cards, I guess, to apply for. And that's, that's it. That's a simple page. So if I'm spending, I guess, this amount on these different tools, these are the different credit cards I can apply for. I can click, uh, let's see, Apply Now. And it's great that it takes me right to this website to be able to apply for it. And let's see if I change around my recommend— I have my budget, see if that changes. So the credit cards are still the same. What if I make it a lot bigger? Then there's one that shows up. So I'm not seeing a big variety. Uh, let's say I spend a lot on restaurants. Some changes. It doesn't seem to have a lot of, of, uh, credit card options, but I could be wrong. Yeah, it still seems to be the same kind of ones popping up over and over again. So the, the— obviously, then the business like this, the way you make money is you get a— you get paid for every credit card signup. The danger here is you're only recommending the credit cards that make you money instead of actually help your customers. And so that's— people will be skeptical and you want to maybe list all of the credit cards that you do currently help people browse through. If you really want to add a lot of value to people, you'd say, "We help you sort through, you know, 200 credit cards and find the one that's best for you." Something like that could help. I'd also love to see some kind of testimonials on here to have people say, yeah, I used Can I Pay Less and I saved, you know, whatever, or earned extra rewards because it was, you know, awesome service. But it's good that it kind of adjusts with some of the spending and it is easy to sign up for a card. One thing I would have, and I don't see here, but the option to pick your bank. So for example, I bank at TD. All my accounts are at TD. All my credit cards are at TD. I wouldn't go to a Scotia account because it's just so easy to pay off my TD bill with my TD credit card at my TD Bank online. So I wouldn't move to another bank for that reason. So it'd be great to be able to say, you know, you select TD cards, for example, and then go through the same calculation, help me pick the one that's best for me. But overall, it's pretty good. There's some social media links here. Let's see. What happens when we click on these? So it's going to Facebook, taking a while. Oh, this is just to share it. Okay, so I would love to see that you have some of your own social media links for people to actually connect with you if they want to. Again, it adds more proof. There is a little bit more about the website, so let's check out the About Us and blog page and see what, uh, what shows up. About us. It's great to see pictures, uh, it's awesome to see the smiling happy faces. Easy to get in touch with by email or on LinkedIn here. Maybe want a little bit more of the story, how you guys started and why you're really passionate about it. This seems to be more of a kind of corporate overview, but for the founders, or especially Benson here, who's the founder, I guess, you know, why are you passionate about this business and how it can help people? Be good to learn a little bit more about that. Press kit, uh, it's pretty thin. You're not going to get reporters really looking at this. Uh, one press release on April 9th, and it is what, June 12th now? So we're 2 months in, um, and you'd want more information here. Uh, there's not a lot for reporters to go on here. So you can update that. And then, Can I Pay Less blog. It's great to have a blog. The challenge here is keeping it up to date. So you've got a long blog post here. It's great, shows some value of using it. That's awesome. This was May 9th, so again, we're June 12th. Over a month has gone by. We haven't updated the blog. It is a commitment to have a blog on the website and keep it updated and keep it current. So I'd, I'd, uh either make the decision to go with this blog and, and put something in there at least every 2 weeks, or take it off the site if it's not going to add value to you. Or at least take off the date so you can't see when it was posted and people come to the page and think that it's really outdated. So April 19th and May 9th were the only 2 blog posts. But overall, I think it's a cool service. I think it could add a lot of value for people. Again, my skepticism is coming in thinking that you're only promoting the cards that that, you know, you want to promote instead of actually adding a lot of value. So showing me all the list of the cards that you do sort through could be very helpful. And it is great to see how much you can save. It's a pretty cool tool, pretty easy to use. So I like it, I like it. Good work, well done. For those of you watching, if you like this video, please give it a thumbs up below. I always love seeing those come in. And if you have a comment about this video or question for your own business, feel free to leave it in the comment section below. I always read those and I love seeing them. So thank you, and I'll see you on the next episode.