Who Is Responsible For This Fraud?
13 Feb 2026 · 1 min

0:35
In this segment of the YouTube video, Gianna Miceli shares a member’s recorded phone call with Fannie Mae, in which the lender states it does not appear on any documentation, directly contradicting an attorney’s claim that the borrower owes the debt. The conversation highlights that neither Fannie Mae nor Freddie Mac (or “Jenny Mae”) are ever named on the deed of trust, meaning they cannot be sued as parties to the loan. Gianna uses the example to illustrate how such contradictions can be leveraged in a fraud‑focused strategy, likening herself to an “Erin Brockovich” and emphasizing the importance of uncovering who truly holds responsibility in foreclosure cases.










