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In this short advisory video, the speaker explains that when a tenant fails to obtain a satisfactory insurance settlement through negotiation, the next step is to file a judicial claim. He stresses the importance of not delaying this action and recommends filing the claim even while continuing negotiations. The speaker warns that such legal processes are typically very lengthy, potentially lasting years, and may culminate in eviction (desahucio). He also alerts listeners to expect formal communications—letters and notices—from the insurer or court as the case progresses.










